That's a smart strategy, and you're right to want to cut out the middleman. The most efficient way is to use a service that accepts PayPal as a direct payment method for crypto purchases. You can essentially treat your PayPal balance as a funding source. For converting to Litecoin specifically, a platform like https://paybis.com/buy-litecoin-with-paypal/ is built for this. You can make purchases whenever your balance builds up, and the LTC goes straight to your wallet. It turns your PayPal account into a direct crypto on-ramp, perfect for dollar-cost averaging with the income you're already receiving.